Do You Need Mexico Auto Insurance? What Arizona Drivers Should Know

Every year thousands of Arizona drivers head south to Rocky Point, San Carlos and beyond. Before you pack the cooler, there is one thing to check: your car insurance. In most cases, your U.S. auto policy is not enough once you cross the border.

Why your U.S. policy is not enough

Mexican authorities generally do not recognize liability coverage from U.S. insurers. Mexico requires drivers to carry liability insurance issued by a company authorized to do business in Mexico. If you are in an accident without it, you could face serious delays, fines and out-of-pocket costs while the claim is sorted out.

What a Mexico auto policy can include

• Liability coverage for injury or damage you cause to others
• Physical damage and theft coverage for your own vehicle
• Legal assistance if you are involved in an accident
• Roadside assistance and medical payments, depending on the plan

Tips before you cross

• Buy your Mexico policy before you leave and keep a printed copy in the car.
• Match the policy dates to your full trip, including the drive home.
• Bring your registration, driver license and passport or passport card.
• If you are towing a trailer, boat or watercraft, make sure it is listed too.

Get covered in minutes

Conan Insurance helps Arizona drivers get Mexico auto, home and watercraft coverage quickly. Visit our Mexico Insurance page to get a quote online, or call us at (602) 558-0078 and a local agent will help you choose the right coverage.